LEXSURE Lender Archive

Historical lender archive · Precise Mortgages

Historical Precise Mortgages mortgage lender requirements

Lexsure has tracked Precise Mortgages’s mortgage lender requirements in Scotland from 2012 to the present, retaining changes to its requirements over time. Select your completion date and issue to check what was recorded for Precise Mortgages at that point.

Region England & Wales Scotland

Archive coverage

2012 – present

Recorded changes

26

Historical topics tracked

30

Latest recorded change

Oct 2022

Recorded changes are changes to the lender’s requirements captured by Lexsure in Scotland during the archive coverage period.

Check Precise Mortgages’s historical requirements

Select the date your transaction completed and the issue you are investigating.

Records for Precise Mortgages begin January 2012.

Leave as “no specific issue” for Precise Mortgages’s full Part 2 record. Select an issue to compare it across the wider lender panel (Market Context).

Precise Mortgages

Not sure which issue to select? Call Lexsure and we’ll help you identify what to check.

Why does the completion date matter?

Mortgage lender requirements change over time. What Precise Mortgages requires today may not be what Precise Mortgages required when your transaction completed. Lexsure’s archive lets you check the requirement recorded for the relevant historical date, rather than relying on today’s handbook.

Precise Mortgages historical mortgage lender requirements by year

Looking for Precise Mortgages requirements from a particular year? The table below shows the years covered by the Lexsure archive in Scotland and the number of changes recorded in each year.

Precise Mortgages recorded changes by year, 2012 to 2016
YearRecorded changes
2012 1 Check this year →
2013 2 Check this year →
2014 5 Check this year →
2015 5 Check this year →
2016 2 Check this year →
Precise Mortgages recorded changes by year, 2018 to 2022
YearRecorded changes
2018 1 Check this year →
2019 1 Check this year →
2020 1 Check this year →
2021 1 Check this year →
2022 7 Check this year →

Precise Mortgages requirements we can investigate

Lexsure tracks 30 lender-instruction topics covering a wide range of property and conveyancing issues, including:

Explore all lender issues

Get your Precise Mortgages historical record

Tier 1 · The fact

Lender Snapshot

£294 Including VAT · £245 excluding VAT

What did my lender actually require?

One lender. One historical date. Your lender's complete Part 2 record, date-stamped and as in force on the date you choose, retrieved under its archive reference. The historic record, nothing more, nothing less. You receive the complete record whether or not it contains express wording on the issue you are investigating.

Get my historical record

Tier 2 · The market

Market Context Report

£450 Including VAT · £375 excluding VAT

What did other lenders require on the same date?

Everything in the Lender Snapshot, plus the recorded requirements on your chosen issue of every other lender for which Lexsure holds an applicable record, each as in force on that same specific date. The report displays each lender's own historical wording so you can see whether your lender's position was unusual; it does not classify, grade or interpret it.

Requires a specific issue.

Get the Market Context Report

Need something more detailed for an existing dispute or litigation? Professional Services →

Could the historical requirement help explain a conveyancing problem?

If you are investigating whether something may have been missed during your original conveyancing, the lender requirement that applied at the time may be important evidence. Lexsure can help identify the historical record and, where appropriate, can introduce you to a specialist conveyancing negligence solicitor at no cost to you for the introduction.

Speak to Lexsure

Lexsure may receive a fixed introduction fee from the solicitor firm if you choose to proceed. This does not affect the cost to you.

How can Lexsure tell me what Precise Mortgages required years ago?

Tracked historically. Not reconstructed from today’s rules.

Lexsure has monitored and retained historical Precise Mortgages mortgage lender requirements and subsequent changes. That means we can identify the requirement recorded for Precise Mortgages on a particular historic date, rather than simply showing what Precise Mortgages requires today.

How the archive is created and verified

Are you a solicitor, insurer or lender?

Lexsure also provides historical lender analysis for litigation, professional negligence investigations, portfolio reviews and institutional use.

Professional & Institutional Services →