Historical lender requirements tracked since 2007
What did your mortgage lender actually require when your transaction completed?
Lender requirements change over time. The Lexsure Lender Archive shows you the requirements as they stood on your completion date, with records going back to 2007.
2,000+
Law firms supported by Lexsure since 2007
169
Lenders represented across the historical archive
Recognised
By PI insurers and conveyancing experts
Reasons people search
Why would I need to check an old lender requirement?
01
A problem has appeared with my property
You may have discovered an issue when selling, remortgaging, or trying to change lender.
02
I want to know what should have happened
Check what your mortgage lender actually required when your original transaction completed.
03
I'm concerned something may have been missed
Historical lender requirements can assist when investigating a complaint or a possible conveyancing negligence claim.
Not sure whether the archive can help? Speak to Lexsure before ordering — we're happy to talk it through first.
Call 020 7692 7020Then, not now
What the lender says today may not be what it said then.
Today
The lender's current requirement
Published in the handbook that is live right now.
Your completion date
The requirement that actually applied at the time
The version your conveyancer was working to on the day.
Lexsure Archive
The historical wording recorded for that date
Retrieved from the record captured at the time, not rewritten from today's rules.
A current lender handbook tells you what the lender requires today — not necessarily what applied on your completion date.
Topics
What can I investigate?
The archive tracks 20 underlying lender-instruction topics, covering a wide range of property and conveyancing issues.
Coverage
Is my lender in the archive?
169 mortgage lenders are represented across the archive since 2007 — including lenders that have merged, withdrawn or ceased lending. 152 are currently on panel.
No lender here matches that name. Call 020 7692 7020 and we'll check for you.
Showing 169 of 169 historical and current lenders.
Search the archiveCoverage dates are the first and last records Lexsure holds for each lender across all regions. Coverage varies by region — run a search to confirm the exact date and region you need.
Reports
Two reports. Two different questions.
Tier 1 · The fact
Lender Snapshot
What did my lender actually require?
One lender. One historical date. Your lender's complete Part 2 record, date-stamped and as in force on the date you choose, retrieved under its archive reference. The historic record, nothing more, nothing less. You receive the complete record whether or not it contains express wording on the issue you are investigating.
Get my historical recordTier 2 · The market
Market Context Report
What did other lenders require on the same date?
Everything in the Lender Snapshot, plus the recorded requirements on your chosen issue of every other lender for which Lexsure holds an applicable record, each as in force on that same specific date. The report displays each lender's own historical wording so you can see whether your lender's position was unusual; it does not classify, grade or interpret it.
Requires a specific issue.
Get the Market Context ReportNeed something more detailed for an existing dispute or litigation? Speak to us or see Professional Services.
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If something looks wrong
Do you think something may have gone wrong with your conveyancing?
If the historical information suggests that a lender requirement may have been missed, it could assist in investigating a possible conveyancing negligence claim.
You can speak to Lexsure about the historical evidence and, where appropriate, we can introduce you to a specialist conveyancing negligence solicitor at no cost to you for the introduction.
Speak to LexsureLexsure may receive a fixed introduction fee from the solicitor firm if you choose to proceed. This does not affect the cost to you.
Method
How can Lexsure tell me what applied on my completion date?
Lexsure has monitored and retained historical mortgage lender requirements and subsequent changes since 2007. That means we can identify the requirement recorded for a lender on a particular historic date, rather than simply showing what that lender requires today.
Are you a solicitor, insurer or lender?
Lexsure also provides historical lender analysis for litigation, professional negligence investigations, portfolio reviews and institutional use.